Atlantic Luxury Advisors
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34 photos

8895 184th Ter

Cutler Bay, FL 33157

$935,000
3
2
1,826 sq ft
16,988 sq ft
1978
2 car
Single Family Residence
148
Active

Listing courtesy of Keller Williams Realty Premier Properties (Cagla Gumusgerdan). Contact: [email protected].

About this home

PRICE IMPROVEMENT! This beautiful home is now offered at a new more attractive price. rare opportunity in Cutler Bay where space, privacy, and lifestyle come together on an expansive 0.39-acre lot. This well-maintained residence features a bright, open layout filled with natural light, creating a warm and inviting atmosphere for everyday living and effortless entertaining. Impact windows add comfort, efficiency, and peace of mind throughout the home. Step outside to your own private backyard retreat with a sparkling pool and generous patio space—perfect for relaxing weekends or hosting guests while enjoying the South Florida lifestyle. The home is move-in ready, while also offering the opportunity to personalize and elevate over time to match your own style and vision. Set on an oversized lot, the property provides both privacy and long-term potential—an increasingly rare combination in today’s market. With no HOA, enjoy added freedom and flexibility rarely found in this area. Ideally located in a quiet residential setting with convenient access to major roads, shopping, dining, and schools, this property presents a unique blend of immediate livability and future upside. Opportunities like this—where space, flexibility, and lifestyle align—are becoming increasingly limited.

Virtual tour
What it costs to own
Estimated monthly payment
$6,688/mo
Principal and interest
$4,728
Property tax
$1,377
Homeowners insurance
$583
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$16,529/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.