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1120 98th St #301
Bay Harbor Islands, FL 33154
Listing courtesy of Bruckman Realty, LLC (Andrea Fernandez). Contact: [email protected].
Exceptional opportunity in the heart of Bay Harbor Islands! This modern residence offers outstanding flexibility—ideal for full-time living, long-term leasing, or participation in the building’s professionally managed short-term rental program. The unit is currently enrolled in the program, allowing for immediate income generation. Featuring a contemporary open-concept layout, in-unit washer and dryer, two assigned parking spaces, and pleasant city views, this residence combines comfort and functionality in a highly desirable setting. Located in one of Miami’s most sought-after and rapidly evolving neighborhoods, Bay Harbor Islands continues to attract luxury development and sustained investment, enhancing its long-term appeal and value. Residents enjoy close proximity to beaches, upscale shopping, fine dining, and highly regarded schools. Offered at $575,000, this property represents a strong opportunity for both end users and investors seeking location, lifestyle, and income potential in one package.
- Principal and interest
- $2,958
- Property tax
- $838
- Homeowners insurance
- $367
- HOA
- $1,100
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.