Atlantic Luxury Advisors
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18832 77th Ct

Cutler Bay, FL 33157

$999,000
5
5.5
3,479 sq ft
12,561 sq ft
2005
2 car
Single Family Residence
$499/mo
Yes
235
Active

Listing courtesy of Avanti Way Brickell (Andres Hoyos). Contact: [email protected].

About this home

NEW PRICE! Exceptional Lakefront Home in Cutler Cay Exceptional lakefront living awaits in this elegant 5-bedroom, 5.5-bath pool home, now offered at a new price, in the prestigious guard-gated community of Cutler Cay. Situated on a quiet cul-de-sac on an expansive 12,561-square-foot lot, this residence offers beautiful lake views, soaring ceilings, and a spacious open layout designed for both everyday living and entertaining. The interior has been freshly painted throughout (excluding ceilings), creating a bright, clean, and updated feel. The spacious kitchen features upgraded appliances and connects seamlessly to the formal and casual dining areas. A private in-law suite with its own full bathroom provides an ideal space for extended family, guests, or a home office. The primary suite offers a peaceful retreat with a generous bathroom and abundant closet space. Step outside to your own private tropical oasis featuring a resort-style pool, mature palm trees, lush privacy hedges, and serene lake views. Additional features include solar panels, a two-car garage, and a deep driveway providing ample parking. Cutler Cay residents enjoy exceptional community amenities, including a clubhouse, resort-style pool, fitness center, tennis courts, playground, and 24-hour guard-gated security. Ideally located just off historic Old Cutler Road, with convenient access to Pinecrest, Coral Gables, schools, shopping, dining, parks, and major roadways.

Virtual tour
What it costs to own
Estimated monthly payment
$7,651/mo
Principal and interest
$5,051
Property tax
$1,476
Homeowners insurance
$625
HOA
$499

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$17,712/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$499/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.